CCTV News:Telecommunication network fraud is not a simple social security problem, but a complex social governance problem of network governance. On April 14, the State Council held a press conference on the progress of cracking down on telecommunication network fraud. The person in charge of relevant departments introduced that the rising trend of telecommunication network fraud in recent years has been effectively curbed. Since June last year, the number of cases filed has decreased year-on-year for nine consecutive months, and remarkable results have been achieved in cracking down on governance.
Telecommunication network fraud crimes seriously infringe on people’s vital interests and property safety. Some people are cheated out of everything, and some enterprises are deceived into stopping work and going bankrupt. The broad masses of people deeply hate this. People in some key areas are linked with each other, forming professional criminal groups, which seriously corrupts the social atmosphere; Some people are deluded, renting and selling bank cards, phone cards and payment accounts to fraud groups, becoming accomplices of fraudsters and seriously eroding the foundation of social integrity.
Stick to heavy punches, heavy hands and heavy sentences.
Du Hangwei, Vice Minister of the Ministry of Public Security, said that the Ministry of Public Security has organized public security organs all over the country to keep a high-pressure situation and carry out special actions such as "Yun Jian", "Great Wall", "Broken Card" and "5.10" in depth. In the past year, 394,000 cases of telecommunication network fraud were cracked and 634,000 suspects were arrested, up by 28.5% and 76.6% respectively. Together with the National Immigration Bureau, we organized a "cut-off" project, which destroyed 12,000 illegal exit gangs and arrested 51,000 suspected smugglers. Together with the Supreme People’s Law, the Supreme People’s Procuratorate, the Ministry of Industry and Information Technology, the People’s Bank of China and the three major operators, we continued to promote the "card-breaking" action, destroying 42,000 illegal and criminal gangs of "two cards", investigating 440,000 criminal suspects, punishing 200,000 people who broke their promises, and punishing 41,000 business outlets and institutions. The National Anti-Fraud Center directly pushed 40.67 million national early warning instructions, and all localities used public security big data to produce 41.7 million early warning clues, successfully avoiding 61.78 million people being deceived. Successfully intercepted 1.95 billion fraudulent phone calls, 2.14 billion short messages, blocked 2.106 million fraudulent domain names and websites, and urgently stopped paying 329.1 billion yuan of funds involved. Persuade 210,000 people involved in fraud from overseas education,The number of people who go abroad to commit crimes against our country has been greatly reduced. The Ministry of Industry and Information Technology organized three major operators to upgrade and launch "Card Breaking Action 2.0", and successively cleared 77.69 million high-risk calling cards and 19.31 million industry cards. Continue to promote the National Anti-Fraud Center APP, accept 14.66 million clues reported by the masses, and warn the masses 230 million times.
However, Du Hangwei also pointed out that the current year-on-year decline in the number of cases filed for nine months was achieved under the situation of continuous crackdown on high pressure. It should be said that these achievements are temporary and fragile. We should stick to heavy punches, heavy hands and heavy codes. Based on domestic and overseas. Build a strong early warning to discourage "firewall", create a "killer weapon" for technical countermeasures, and reinforce funds to intercept "flood levees". We should continue to strengthen the management of fraud-related personnel in accordance with the law, broaden employment channels, guide the broad masses to become rich through hard work, and resolutely eradicate the breeding ground for crime. Fully implement exit control measures. Strictly implement the disciplinary measures for financial communication of real-name registration system and untrustworthy personnel. Resolutely win the war against fraud.
Fraud groups keep up with social hotspots and precision fraud.
Liu Zhongyi, director of the Criminal Investigation Bureau of the Ministry of Public Security, said that from the practice of cracking down on governance, with the deepening of cracking down on governance, there have been some new changes and new features in telecommunication network fraud: a new type of cyber crime represented by telecommunication network fraud has become a mainstream crime, and under the background of COVID-19 epidemic, people’s production and life have accelerated to move online, further aggravating the high incidence of cases, and telecommunication network fraud has become a global problem of cracking down on governance. Fraud groups keep up with social hotspots and change fraud methods and "words" at any time, which is very confusing. Fraud groups tailor fraud scripts to different groups and implement accurate fraud based on illegally obtained accurate personal information. Among the 50 types of fraud found, five are mainly online rebate, false investment and wealth management, false online loan, impersonating customer service and impersonating public security law. Fraudulent groups use new technologies and formats such as blockchain, virtual currency, AI intelligence, GOIP, remote control, and screen sharing to constantly update and upgrade criminal tools, and the offensive and defensive confrontation with public security organs in communication networks and money laundering has intensified and escalated. Fraudulent groups are well-organized and have a clear division of labor, showing the characteristics of transnational organized crime such as multi-industry support, industrial distribution, group operation, refined division of labor and cross-border layout. At present, in Cambodia, the Philippines, the United Arab Emirates, Turkey, North Myanmar and other countries and regions, there are still a large number of criminal gangs committing fraud against our citizens.
It is difficult to further solve the investigation and evidence collection and identification of electric fraud cases.
Li Ruiyi, head of the Third Criminal Court of the Supreme People’s Court, said that last year, the national courts concluded more than 25,000 such cases in the first instance, and more than 61,000 defendants were sentenced. Courts in Sichuan, Jiangsu, Beijing, Henan and other places have concluded major cross-border telecommunication network fraud cases such as "10.18" and "10.30". In view of the outstanding problems in judicial practice, we will constantly improve and clarify the applicable standards of the law to meet the needs of the real struggle and further standardize and guide law enforcement and handling cases. While handling cases, we should actively participate in comprehensive management, carry out legal publicity, educate the masses to raise their anti-fraud awareness and promote the formation of a good social atmosphere through various forms such as live online trial, centralized public sentencing, "sending the law to campus" and "sending the law to the community".
In the next step, the people’s courts will study and formulate evidence norms that adapt to the characteristics and laws of telecommunication network fraud, and further solve the problems of difficult investigation and evidence collection and identification of such cases.
From case-handling supervision to case-like governance supervision
Cheng Lei, head of the Fourth Public Prosecutor’s Office of the Supreme People’s Procuratorate, said that in 2021, procuratorial organs across the country stepped up their efforts to crack down on telecommunication network fraud crimes according to law, and nearly 40,000 people were prosecuted in the whole year. Punish all kinds of cyber crimes of "blood transfusion and food supply" for fraud crimes according to law, and prosecuted 129,000 people for helping information cyber criminal activities in the whole year, up 8.5 times year-on-year. More than 43,000 people were prosecuted for concealing and concealing the proceeds of crime, which doubled year-on-year. Actively explore the establishment of a linkage mechanism between criminal prosecution and public interest litigation in the field of personal information protection, and handled more than 2,000 public interest litigation cases in this field throughout the year. In conjunction with the Ministry of Education, we will release typical cases of students involved in "two cards" crimes, organize and carry out "anti-fraud into campus" activities, and build a campus network security defense line. In the Supreme Prosecutor’s office, a column of "Anti-fraud is going on" will be set up to strengthen the interpretation of cases and enhance the public’s ability to recognize and prevent fraud.
In the next step, the procuratorial organs should pay more attention to their active performance of their duties, strengthen the reverse examination of cases, promote the governance of online complaints in coordination, and provide a "procuratorial plan" for social governance. It is necessary to pay more attention to data empowerment, strengthen big data thinking, promote the establishment of data interoperability and sharing, strengthen data integration analysis and judgment, realize the transformation from case-handling supervision to case-based governance supervision, and timely discover the "dead corners" and "blind spots" of network governance. Taking advantage of the opportunity of enterprise compliance reform in the whole country, combined with the outstanding problems of network black ash production management, urge the enterprises involved to strengthen compliance construction, especially data information compliance, and strengthen source governance.
Card breaking, cat flashing, screen punching, fraud cleaning tools
Sui Jing, director of the Network Security Administration of the Ministry of Industry and Information Technology, introduced that the Ministry of Industry and Information Technology set up a special class for anti-fraud work at the departmental, provincial and enterprise levels. Upgrade and launch the "Card Breaking Action 2.0", jointly issue a card breaking notice with the Ministry of Public Security, launch a nationwide mobile phone card "one-card universal search" service, organize centralized investigation and disposal of more than 97 million high-risk phone cards involved in fraud, clean up more than 57 million related Internet accounts, and conduct a network-based investigation of the national Internet of Things cards, and a large number of high-risk cards in stock have been completely cleared. Organize the construction of an anti-fraud platform in the information and communication industry, and continuously improve the technical prevention capability. In 2021, 45,000 fraudulent code numbers and 1.04 million domain names and websites were disposed of according to law, and 1.95 billion fraudulent telephone calls and 2.14 billion fraudulent text messages were intercepted. Deploy and promote the "Cat (Pool) Action", and jointly crack down on 2,219 "Cat Pool" dens with public security organs, arresting 7,204 criminal suspects, seizing 6,807 sets of equipment, and cleaning up fraudulent tools with heavy punches. The 12381 fraud-related early warning and dissuasion system of the Ministry of Industry and Information Technology was built, and the functions of "early warning of family numbers of the elderly" and "early warning of flashing letters" were upgraded simultaneously, greatly improving the early warning and dissuasion effect. Since it was launched in July last year, 73.8 million early warning messages and flash messages have been sent, and the effective rate of early warning and dissuasion has reached 60%.
She also revealed that the Ministry of Industry and Information Technology will strengthen the rectification of key businesses such as fraudulent port SMS and steadily promote fraudulent credit management. Build an early warning system for international entry and exit SMS to realize real-time active reminder of international incoming calls and SMS. Focus on solving the pain points of the masses, launch an "anti-fraud business card", realize the authoritative marking of the calling number, and effectively identify the authenticity of the number.
The pattern of "capital chain" governance and financial normalization and anti-fraud has basically taken shape
Wen Xinxiang, director of the Payment and Settlement Department of the People’s Bank of China, said that remarkable results have been achieved in guarding the people’s "money bags", and the pattern of normalized anti-fraud governance in the financial industry has basically taken shape. In 2021, the financial system’s ability to identify and intercept funds increased significantly, and a large number of people were successfully prevented from being deceived. The number of bank accounts of fraudulent units decreased by 92% per month, and the amount of fraud involved in individual bank accounts decreased by 21.7%.
Improve the management system of bank accounts and payment accounts, establish an account classification and classification management system, consolidate the real-name registration system of accounts, establish a system for monitoring, identifying and intercepting fraudulent transactions, and strengthen the supervision of payment institutions. The enterprise information networking verification system was built and operated, and the risk monitoring of enterprise accounts was strengthened. In 2021, 74.4 million pieces of information were verified. Comprehensively investigate and clean up abnormal accounts such as long-term immobile households and frequent spending households, and continuously improve the ability to monitor and intercept fraudulent funds. In 2021, the payment and settlement department of the People’s Bank of China, together with the anti-money laundering and foreign exchange administration departments, transferred 4.3 million suspicious accounts involving fraud, built 13,000 new monitoring models and rejected 130 million suspicious transactions involving fraud. Commercial banks provided the public security organs with 8872 clues about card dealers who opened accounts abnormally at bank outlets. Organize commercial banks and payment institutions to punish units and individuals that have 52,000 illegal trading accounts identified by public security organs, such as not opening new accounts for five years.
Wen Xinxiang also pointed out that at present, China has built a multi-level, wide-coverage and modern payment system, which strongly supports domestic and international dual-cycle and people’s livelihood services. With the strengthening of risk prevention and control, it is necessary to fully balance the relationship between safety and efficiency. We must adhere to both risk prevention and control and service optimization, resolutely tackle the problem of difficulty in opening accounts due to excessive prevention and control, issue guidance on optimizing bank account services for small and micro enterprises and individuals, and put forward 34 measures, such as simple account opening and use of stock accounts, to prevent risks while providing excellent services and continuously facilitate people’s fund transfer services. Avoid "one size fits all" prevention and control that excessively affects normal business.
Recover and return the funds and try to recover the property losses of the deceived people.
In terms of recovering and returning the cheated funds in telecommunication network fraud cases, Liu Zhongyi introduced that the public security organs have always regarded recovering and recovering losses as the top priority of anti-fraud work, and resolutely recovered and returned the cheated funds of telecommunication network fraud victims. Establish a quick payment stop and freeze mechanism. In 2021, a total of 329.1 billion yuan of money was defrauded by people who were paid urgently, and 1.5 million victims who were making money were prevented from being cheated. Establish a risk monitoring and interception mechanism for fraudulent bank accounts, guide all banking financial institutions, establish a big data risk control model, and intercept funds in real time for risky accounts involving telecom network fraud, with a total of 1.02 million fund accounts of 14.8 billion yuan intercepted. Return the defrauded funds in a timely manner according to law, and freeze the funds involved in the case with clear ownership and meeting the conditions for return, and return the deceived people in a timely manner according to law. In 2021, public security organs throughout the country recovered and returned 12 billion yuan of funds defrauded by the people.
Liu Zhongyi also admitted that with the rapid development of Internet finance, fraudsters have constantly changed the money laundering methods by using various methods, such as tripartite and quadripartite payment, platform running, digital currency, trade hedging, etc., and the transfer speed is fast and the concealment is strong, which brings great difficulties to the public security organs in recovering the stolen money. The legal basis for the return of funds needs to be further improved, and the return process needs to be further improved.
Li Ruiyi introduced that the people’s courts insisted on taking the people as the center, and tried their best to recover the property losses of the deceived people in parallel with the trial of the case. Together with the relevant departments, they thoroughly investigated and recovered the funds involved in the case according to law, prompting the defendant to actively return the stolen goods and compensate, and exploring the establishment of a timely return mechanism for the funds involved in fraud according to law to ensure that the funds involved were returned to the victims in priority, and those that were not fully returned were returned in proportion to minimize and make up for the property losses of the deceived people.
Wen Xinxiang introduced that the People’s Bank of China has built a platform for the investigation and control of telecommunication network fraud funds. In 2021, commercial banks and payment institutions inquired, stopped paying and frozen 150 million fraudulent funds according to the instructions of the public security department. Commercial banks pushed 2.428 million pieces of early warning information about fraudulent funds transactions to the public security organs to prevent a large number of people from transferring money to fraudulent accounts. Establish a fraud-related risk monitoring and interception mechanism with the National Anti-fraud Center, and organize commercial banks to monitor fraud-related collection accounts in real time and intercept them directly.
It is reported that in the next step, the Ministry of Public Security, the People’s Bank of China, China Banking and Insurance Regulatory Commission, the NPC Law Committee, the Supreme People’s Procuratorate and the Supreme People’s Law Department will improve laws and regulations, improve the risk monitoring mechanism, enhance the early warning interception capability, further increase the return of funds defrauded by telecommunication network fraud, and effectively protect the people’s "money bags."
2024 年 12 月